In today’s day and age, investing in your health is essential to a successful and secure future. It is important not only on a personal level but also in terms of the overall financial well-being of your family. Having a health insurance plan is important to protect yourself from rising healthcare costs and medical emergencies. Manipal Cigna Group Health Insurance is one of the leading health insurance companies providing comprehensive health insurance solutions to individuals and families alike. This article discusses the benefits, policies, and services offered by Manipal Cigna health insurance policy and how they can protect one’s health and financial future.
Benefits of Investing in Health Insurance
A health insurance plan allows individuals and families to flexibly cater to their healthcare needs without worrying about the medical expenses and the associated costs that must be borne out of pocket. Health insurance covers medical tests, diagnostics, hospital stays, medicines, and other specialist consultations.Â
Types of Health Insurance Policies Offered by Manipal Cigna
Manipal Cigna offers both individual and group health insurance policies. The individual policies are tailored to fit an individual’s and their family’s needs. These plans cover inpatient hospitalization, ambulatory services, domiciliary hospitalization, specialist consultations, and emergency services. They also cover treatments for pre and post-hospitalization, including dialysis and chemotherapy.
Group health insurance plans, on the other hand, are designed to provide coverage benefits to a group of individuals. Employers usually set up this plan and provide coverage to all eligible employees and their families. The coverage is comprehensive and can include inpatient hospitalization, domiciliary hospitalization, daycare treatments, surgeries, diagnostic tests, and other medical expenses.
Manipal Cigna Health Insurance Benefits
Manipal Cigna health insurance plans provide coverage for several medical services and treatments. Some of the most common benefits include:
- Coverage for inpatient hospitalization and pre and post-hospitalization up to 30 days.
- Coverage for daycare treatments and surgeries
- Coverage for arthroscopy, joint replacement surgeries, and dental treatments.
- Reimbursement for diagnostic tests and medical imaging.
- Coverage for ambulance services and emergency medical transport.
- Coverage for both preventive health check-ups and non-allopathic treatments.
These are just some of the general benefits that come with a Manipal Cigna health insurance policy. Many plans also offer additional benefits, including coverage for critical illness, mental health treatments, maternity health, HIV coverage, and more.
Group Health Insurance and Its Benefits
Group health insurance plans cover a group of individuals, whether family members or employees. Employers can set up this form of coverage and provide coverage benefits to select employees and their families. Some common benefits group health insurance offers include coverage for pre and post-hospitalization expenses, maternity health, occupational health risks, HIV cover, and more. Additionally, group health insurance plans cover the cost of dependent children so that families can protect their loved ones.
Advantages of Manipal Cigna Group Health Insurance
Manipal Cigna offers comprehensive and flexible group health insurance designed to provide comprehensive coverage benefits to individuals and families. These plans cover medical expenses, hospitalization, diagnostic tests, and more. Additionally, the plans come with the flexibility to customize the plan to fit the needs of the particular group, which can benefit both employer and employee alike. The plans also offer additional benefits like tax savings through section 80D and coverage for medical contingencies such as pandemics, natural disasters, and terrorist attacks.
Benefits of Choosing Manipal Cigna Health Insurance
Manipal Cigna provides health insurance plans with a comprehensive coverage package and flexible customization options. These plans include additional benefits such as tax savings through section 80D of the Income Tax Act, cashless treatment in-network hospitals, lenient claim settlement terms, and more. Manipal Cigna also offers additional services, such as 24/7 medical support and guidance to customers on all aspects of health insurance.
Medical Benefits Covered by Manipal Cigna Health Insurance
Manipal Cigna health insurance plans cover a wide range of medical services. These include coverage for inpatient hospitalization, daycare treatments and surgeries, diagnostic tests and medical imaging, specialist consultations, and pre and post-hospitalization treatments. They also provide coverage for medical emergencies, arthroscopic surgeries, HIV coverage, mental health treatments, maternity care, and more.
Conclusion
A health insurance policy can provide individuals and families with the coverage they need to protect their health and financial future. Manipal Cigna health insurance offers comprehensive coverage benefits to fit its customers’ individual and family needs. With its flexible customization options, cashless facility, tax benefits, and additional services, Manipal Cigna offers health insurance plans that provide financial security to individuals and families during medical emergencies.
